HSBC
HSBC Live+ Credit Card
10% cashback on dining, food delivery, groceries & bills
Annual fee₹999 + GST
Forex1.99%
LoungeYes
Money back on your statement — no points to convert, no catalogues. Pay attention to monthly caps and excluded categories, which decide what you really earn.
8 cards · details checked October 2026
10% cashback on dining, food delivery, groceries & bills
Up to 10% back on Swiggy Food, Instamart & Dineout
UPI
5% NeuCoins on Tata brands, 1.5% everywhere else
Tiered online cashback up to 7%
7.5% on Myntra, 5% on Flipkart & Cleartrip
5% CashPoints on Amazon, Flipkart, Swiggy, Zomato & 6 more
5% cashback on online spends — no merchant restrictions
Lifetime free
5% back on Amazon for Prime members — lifetime free

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