HDFC Bank
Swiggy HDFC Bank Credit Cards (BLCK & ORNGE)
Up to 10% back on Swiggy Food, Instamart & Dineout
Annual fee₹1,000 + GST
Forex3.5%
LoungeNone
SBI Card
Flipkart SBI Credit Card
7.5% on Myntra, 5% on Flipkart & Cleartrip
Joining fee₹500 + GST
Annual fee₹500 + GST
NetworkMastercard
Forex markup3.5%
LoungeNone
Best forCashback
Details checked October 2026
01Rewards
| Myntra | 7.5% cashback |
| Flipkart, Shopsy, Flipkart Travel & Cleartrip | 5% cashback |
| Other eligible spends | 1% cashback |
| Caps | Each accelerated tier capped at ₹4,000 per quarter |
Redemption: Auto-credited to your statement.
02Fees, benefits & charges
- Fee waiver
- Renewal waived on ₹3.5 lakh annual spend
- Welcome benefit
- ₹250 Flipkart gift voucher
- Airport lounges
- No lounge access
- Forex markup
- 3.5%
- Fuel
- 1% surcharge waiver up to ₹400/cycle
- No rewards on
- Fuel, wallet, rent, government, education, insurance, gaming, EMI, jewellery, gift cards, spends under ₹100
03Highlights & watch-outs
Highlights
- Best-in-class Myntra rate
- Low ₹500 fee
- Cashback with no conversion maths
Watch out for
- Quarterly caps on each tier
- Welcome offer trimmed in Jun 2026
Suits: Regular Flipkart and Myntra shoppers.
04FAQs
What is the annual fee of the Flipkart SBI Credit Card?
The annual fee is ₹500 + GST, and the joining fee is ₹500 + GST. Renewal waived on ₹3.5 lakh annual spend
Does the Flipkart SBI Credit Card offer airport lounge access?
No lounge access
What is the forex markup on the Flipkart SBI Credit Card?
The foreign currency markup is 3.5%.
Which spends don’t earn rewards on the Flipkart SBI Credit Card?
Fuel, wallet, rent, government, education, insurance, gaming, EMI, jewellery, gift cards, spends under ₹100.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
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