HSBC
HSBC TravelOne Credit Card
Transfer points to 20 airline & hotel partners
Annual fee₹4,999 + GST
Forex3.5%
LoungeYes
Category
Travel Credit Cards
Cards that turn spends into flights and hotel nights, with lounge access and lower forex. Note that many issuers now tie lounge visits to a minimum spend — each card lists the exact condition.
9 cards · details checked October 2026
HDFC Bank
HDFC Diners Club Black Metal Edition Credit Card
3.33% base rewards + unlimited lounges worldwide
Annual fee₹10,000 + GST
Forex2%
LoungeUnlimited
HDFC Bank
HDFC Regalia Gold Credit Card
Premium travel card with SmartBuy boosts and Priority Pass
Annual fee₹2,500 + GST
Forex2%
LoungeYes
Axis Bank
Axis Bank Horizon Credit Card
5 EDGE Miles per ₹100 on airlines + lots of lounge visits
Annual fee₹3,000 + GST
Forex3.5%
LoungeYes
0% forex
IDFC FIRST Bank
IDFC FIRST Mayura Credit Card
Metal card with 0% forex and up to 16+16 lounge visits
Annual fee₹5,999 + GST
Forex0%
LoungeYes
0% forex
IDFC FIRST Bank
IDFC FIRST Ashva Credit Card
Metal travel card with 0% forex at a mid-range fee
Annual fee₹2,999 + GST
Forex0%
LoungeYes
Lifetime free0% forex
Fintech Cards · Federal Bank
Scapia Federal Bank Credit Card
0% forex + unlimited domestic lounges, lifetime free
Annual feeLifetime free
Forex0%
LoungeUnlimited
HDFC Bank
Marriott Bonvoy HDFC Bank Credit Card
A Marriott Free Night every year + Silver Elite status
Annual fee₹3,000 + GST
Forex3.5%
LoungeYes
0% forex
BOBCARD
BOBCARD Etihad Guest Credit Cards
Earn Etihad Guest Miles + 0% forex on the Premium variant
Annual fee₹5,000 + GST
Forex0%
LoungeYes
Vibhu Agrawal · IIM graduate · Founder, CreditCardTalks
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