UPI
Other Banks · RBL Bank
IndianOil RBL Bank XTRA Credit Card
~8.5% value back on IndianOil fuel
Annual fee₹1,500 + GST
Forex3.5%
LoungeNone
Apply direct
Other Banks Credit Cards
RBL Bank, AU Small Finance Bank, YES Bank and ICICI Bank.
5 cards · details checked October 2026
UPI
0% forexUPI
Other Banks · AU Small Finance Bank
AU Small Finance Bank Credit Cards
From the lifetime-free LIT to the zero-forex ixigo AU
Annual feeVaries
Forex0%
LoungeVaries
Lifetime freeUPI
Other Banks · YES Bank
Kredit.Pe YES Bank ACE Credit Card
Uncapped cashback on UPI via the Kredit.Pe app
Annual feeLifetime free
Forex3.5%
LoungeNone
Lifetime free
Other Banks · ICICI Bank
Amazon Pay ICICI Bank Credit Card
5% back on Amazon for Prime members — lifetime free
Annual feeLifetime free
Forex1.99%
LoungeNone
Via your RM
Other Banks · ICICI Bank
ICICI Bank Emeralde Private Metal Credit Card
ICICI’s top metal card with ~3% rewards and unlimited lounges
Annual fee₹12,499 + GST
Forex2%
LoungeUnlimited
Vibhu Agrawal · IIM graduate · Founder, CreditCardTalks
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