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ICICI Bank Emeralde Private Metal Credit Card
Other Banks · ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

ICICI’s top metal card with ~3% rewards and unlimited lounges

Joining fee₹12,499 + GST
Annual fee₹12,499 + GST
NetworkMastercard
Forex markup2%
LoungeUnlimited
Best forPremium & Invite-only
How to apply Compare
Details checked October 2026
Not open to online applications. ICICI Emeralde Private Metal is offered through your bank relationship. Speak to your ICICI Bank relationship manager (RM) to check eligibility and apply.

01Rewards

All eligible spends6 reward points per ₹200 (worth up to ₹1 each on flights, hotels & vouchers)
Groceries, education & utilitiesCapped at 1,000 points per cycle each

Redemption: Up to ₹1 per point on travel and premium vouchers; much less as statement credit.

02Fees, benefits & charges

Fee waiver
Annual fee waived on ₹10 lakh annual spend
Welcome benefit
12,500 reward points + Taj Epicure and EazyDiner Prime memberships
Airport lounges
Unlimited domestic & international lounge access
Forex markup
2%
Fuel
No rewards on fuel
No rewards on
Rent, tax payments, fuel

03Highlights & watch-outs

Highlights

  • ~3% value on the best redemptions
  • Unlimited lounges
  • Renewal bonus of 12,500 points

Watch out for

  • Invite only — through ICICI Wealth or Private Banking
  • Statement-credit value is only ~0.75%

Suits: ICICI Private Banking and Wealth clients.

04FAQs

What is the annual fee of the ICICI Bank Emeralde Private Metal Credit Card?
The annual fee is ₹12,499 + GST, and the joining fee is ₹12,499 + GST. Annual fee waived on ₹10 lakh annual spend
Does the ICICI Bank Emeralde Private Metal Credit Card offer airport lounge access?
Unlimited domestic & international lounge access
What is the forex markup on the ICICI Bank Emeralde Private Metal Credit Card?
The foreign currency markup is 2%.
Which spends don’t earn rewards on the ICICI Bank Emeralde Private Metal Credit Card?
Rent, tax payments, fuel.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
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ICICI Emeralde Private Metal₹12,499 + GST
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