Fintech Cards · YES Bank
YES Bank POP-CLUB Credit Card
10 POPcoins per ₹100 online + UPI rewards
Joining fee₹0
Annual fee₹399 + GST
NetworkRuPay
Forex markup3.5%
LoungeNone
Best forEveryday spends
Details checked October 2026
01Rewards
| Online spends | 10 POPcoins per ₹100 (max 6,000/month) |
| POP UPI payments | 2% in POPcoins |
| Offline spends | 2 POPcoins per ₹100 |
Redemption: POPcoins are used for discounts on the POP app and partner brands; they cannot be cashed out.
02Fees, benefits & charges
- Fee waiver
- No joining fee; ₹399 annual fee waived on ₹1.5 lakh spend
- Welcome benefit
- Partner vouchers and memberships worth up to ~₹2,000
- Milestones
- 1,500 POPcoins on ₹1.5 lakh annual spend
- Airport lounges
- No lounge access
- Forex markup
- 3.5%
- Fuel
- 1% surcharge waiver on ₹1,000–₹3,500 (not on UPI fuel payments)
- No rewards on
- Fuel, rent, wallet, government, utilities, insurance, EMI, education
03Highlights & watch-outs
Highlights
- RuPay card made for UPI
- No joining fee
Watch out for
- POPcoins only usable inside POP’s ecosystem
- 3.99% monthly interest if you revolve
Suits: Young UPI users who shop through the POP app.
04FAQs
What is the annual fee of the YES Bank POP-CLUB Credit Card?
The annual fee is ₹399 + GST. No joining fee; ₹399 annual fee waived on ₹1.5 lakh spend
Does the YES Bank POP-CLUB Credit Card offer airport lounge access?
No lounge access
What is the forex markup on the YES Bank POP-CLUB Credit Card?
The foreign currency markup is 3.5%.
Which spends don’t earn rewards on the YES Bank POP-CLUB Credit Card?
Fuel, rent, wallet, government, utilities, insurance, EMI, education.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
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