Skip to content
Confused between cards? Talk to Vibhu directly. Book a 1:1 callThe Points Blueprint
Compare cards Book a Call
IDFC FIRST Mayura Credit Card
IDFC FIRST Bank

IDFC FIRST Mayura Credit Card

Metal card with 0% forex and up to 16+16 lounge visits

Joining fee₹5,999 + GST
Annual fee₹5,999 + GST
NetworkVisa Infinite / Mastercard World
Forex markup0%
LoungeYes
Best forTravel
Apply on issuer site Compare
Details checked October 2026

01Rewards

Travel booked in the IDFC FIRST app~16.67 RP per ₹100 (capped at 25,000 RP/month)
Other spends5 RP per ₹150 up to ₹20,000/month, 10 RP per ₹150 above that
International spends5 RP per ₹150 — Mayura keeps earning on international spends after 26 Oct 2026

Redemption: ₹0.25 per point (₹0.50 on in-app travel). Points never expire.

02Fees, benefits & charges

Fee waiver
No spend-based waiver (milestones offset part of the fee)
Welcome benefit
12,000 RP in three tranches, tied to fee payment and spends
Milestones
7,500 RP at ₹8 lakh and another 7,500 RP at ₹15 lakh annual spend
Airport lounges
Up to 16 domestic + 16 international visits a year, on ₹20,000 spend in the previous month
Forex markup
0%
Fuel
1% surcharge waiver up to ₹300/cycle (no points on fuel)
No rewards on
Fuel, EMI, cash advances

03Highlights & watch-outs

Highlights

  • Zero forex and still earns on foreign spends
  • Golf, movie BOGO and trip-cancellation cover
  • Points never expire

Watch out for

  • ₹5,999 fee with no waiver
  • Lounge needs ₹20,000 monthly spend
  • International earn halved in Jan 2026

Suits: Frequent international travellers.

04FAQs

What is the annual fee of the IDFC FIRST Mayura Credit Card?
The annual fee is ₹5,999 + GST, and the joining fee is ₹5,999 + GST. No spend-based waiver (milestones offset part of the fee)
Does the IDFC FIRST Mayura Credit Card offer airport lounge access?
Up to 16 domestic + 16 international visits a year, on ₹20,000 spend in the previous month
What is the forex markup on the IDFC FIRST Mayura Credit Card?
The foreign currency markup is 0%.
Which spends don’t earn rewards on the IDFC FIRST Mayura Credit Card?
Fuel, EMI, cash advances.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
Similar cards

You may also compare

IDFC Mayura₹5,999 + GST
Apply
0 selectedCompare
Book a call