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Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card

5% NeuCoins on Tata brands, 1.5% everywhere else

Joining fee₹1,499 + GST
Annual fee₹1,499 + GST
NetworkRuPay / Visa
Forex markup2%
LoungeYes
Best forCashback
Apply on issuer site Compare
Details checked October 2026

01Rewards

Tata Neu, BigBasket, Croma, Tata CLiQ, 1mg, Air India5% NeuCoins (plus up to 5% more via NeuPass on select categories)
Other spends incl. groceries, utilities, insurance1.5% (utilities, groceries & insurance capped at 2,000 NeuCoins/month each)
UPI (RuPay variant)1.5% via Tata Neu UPI ID, 0.5% on other UPI apps — capped at 500 NeuCoins/month

Redemption: 1 NeuCoin = ₹1, usable only inside the Tata ecosystem. Coins expire 12 months after the credit month.

02Fees, benefits & charges

Fee waiver
Renewal waived on ₹3 lakh annual spend
Welcome benefit
1,499 NeuCoins on first transaction within 30 days
Airport lounges
8 domestic visits a year (2/quarter on ₹50,000 quarterly spend) + 4 international
Forex markup
2%
Fuel
1% surcharge waiver, capped at ₹500/month
No rewards on
Fuel, rent, wallet loads, government & tax, gaming, EMI

03Highlights & watch-outs

Highlights

  • Strong 1.5% base rate on almost everything
  • RuPay variant earns on UPI
  • Lower 2% forex markup than most HDFC cards

Watch out for

  • NeuCoins only spendable on Tata apps
  • Lounge access is spend-linked
  • 1.75% DCC fee on INR-billed foreign merchants

Suits: Households that buy groceries on BigBasket and electronics at Croma.

04FAQs

What is the annual fee of the Tata Neu Infinity HDFC Bank Credit Card?
The annual fee is ₹1,499 + GST, and the joining fee is ₹1,499 + GST. Renewal waived on ₹3 lakh annual spend
Does the Tata Neu Infinity HDFC Bank Credit Card offer airport lounge access?
8 domestic visits a year (2/quarter on ₹50,000 quarterly spend) + 4 international
What is the forex markup on the Tata Neu Infinity HDFC Bank Credit Card?
The foreign currency markup is 2%.
Which spends don’t earn rewards on the Tata Neu Infinity HDFC Bank Credit Card?
Fuel, rent, wallet loads, government & tax, gaming, EMI.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
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Tata Neu Infinity₹1,499 + GST
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