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Marriott Bonvoy HDFC Bank Credit Card
HDFC Bank

Marriott Bonvoy HDFC Bank Credit Card

A Marriott Free Night every year + Silver Elite status

Joining fee₹3,000 + GST
Annual fee₹3,000 + GST
NetworkDiners Club
Forex markup3.5%
LoungeYes
Best forTravel
Apply on issuer site Compare
Details checked October 2026

01Rewards

Marriott hotel stays8 Bonvoy points per ₹150
Travel, dining & entertainment4 points per ₹150
Other spends2 points per ₹150

Redemption: Points go to your Marriott Bonvoy account (worth roughly ₹0.50–₹0.70 each on hotel nights).

02Fees, benefits & charges

Fee waiver
No spend-based waiver — the renewal Free Night Award offsets the fee
Welcome benefit
Free Night Award (up to 15,000 points) plus 10 Elite Night Credits. For cards issued from 1 Oct 2026 it is credited when the fee is charged.
Milestones
One Free Night Award each at ₹6 lakh, ₹9 lakh and ₹15 lakh annual spend.
Airport lounges
12 domestic + 12 international visits a year, no spend condition
Forex markup
3.5%
Fuel
No rewards on fuel
No rewards on
Fuel, rent, government & tax, wallet loads, gaming, gift cards, EMI

03Highlights & watch-outs

Highlights

  • Free Night Award on joining and on every renewal
  • Complimentary Marriott Silver Elite + 10 Elite Night Credits
  • Generous lounge access with no spend gate

Watch out for

  • Weak everyday earn outside Marriott
  • Free nights expire 12 months after issue
  • Diners network acceptance is narrower

Suits: Travellers who stay at Marriott properties at least once a year.

04FAQs

What is the annual fee of the Marriott Bonvoy HDFC Bank Credit Card?
The annual fee is ₹3,000 + GST, and the joining fee is ₹3,000 + GST. No spend-based waiver — the renewal Free Night Award offsets the fee
Does the Marriott Bonvoy HDFC Bank Credit Card offer airport lounge access?
12 domestic + 12 international visits a year, no spend condition
What is the forex markup on the Marriott Bonvoy HDFC Bank Credit Card?
The foreign currency markup is 3.5%.
Which spends don’t earn rewards on the Marriott Bonvoy HDFC Bank Credit Card?
Fuel, rent, government & tax, wallet loads, gaming, gift cards, EMI.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
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Marriott Bonvoy HDFC₹3,000 + GST
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