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HDFC Diners Club Black Metal Edition Credit Card
HDFC Bank

HDFC Diners Club Black Metal Edition Credit Card

3.33% base rewards + unlimited lounges worldwide

Joining fee₹10,000 + GST
Annual fee₹10,000 + GST
NetworkDiners Club
Forex markup2%
LoungeUnlimited
Best forTravel
Apply on issuer site Compare
Details checked October 2026

01Rewards

All retail spends5 RP per ₹150 (~3.33%); utilities, telecom & grocery capped at 2,000 RP/month
SmartBuy hotels / flights10X / 5X (shares a 10,000 RP monthly cap)
Weekend dining at standalone restaurants2X

Redemption: 1 RP = ₹1 on SmartBuy flights & hotels or select airline/hotel transfers.

02Fees, benefits & charges

Fee waiver
Renewal waived on ₹8 lakh annual spend
Welcome benefit
Club Marriott, Amazon Prime and Swiggy One memberships on ₹1.5 lakh spend in 90 days
Milestones
10,000 bonus RP for every quarter with ₹4 lakh spend
Airport lounges
Unlimited domestic & international lounge access for primary and add-on members
Forex markup
2% (+1.75% DCC on INR-billed foreign merchants)
Fuel
No rewards on fuel
No rewards on
Fuel, rent, government & tax, wallet loads, EMI

03Highlights & watch-outs

Highlights

  • One of India’s highest base reward rates
  • Unlimited lounges with no spend gate
  • 24 golf rounds a year

Watch out for

  • ₹10,000 + GST fee
  • Diners acceptance gaps — carry a backup Visa/Mastercard
  • Needs ₹2.5 lakh/month income

Suits: High spenders who want one premium card for travel and everything else.

04FAQs

What is the annual fee of the HDFC Diners Club Black Metal Edition Credit Card?
The annual fee is ₹10,000 + GST, and the joining fee is ₹10,000 + GST. Renewal waived on ₹8 lakh annual spend
Does the HDFC Diners Club Black Metal Edition Credit Card offer airport lounge access?
Unlimited domestic & international lounge access for primary and add-on members
What is the forex markup on the HDFC Diners Club Black Metal Edition Credit Card?
The foreign currency markup is 2% (+1.75% DCC on INR-billed foreign merchants).
Which spends don’t earn rewards on the HDFC Diners Club Black Metal Edition Credit Card?
Fuel, rent, government & tax, wallet loads, EMI.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
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HDFC Diners Black Metal₹10,000 + GST
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