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CheQ AU Small Finance Bank Credit Card
Fintech Cards · AU Small Finance Bank

CheQ AU Small Finance Bank Credit Card

Up to 12% back on Amazon, Flipkart, Zomato, BigBasket & bills in CheQ

Joining fee₹0
Annual feeLifetime free
NetworkVisa + RuPay
Forex markup3.49%
LoungeNone
Best forUtilities & Bills
Apply on issuer site Compare
Details checked October 2026 · Optional LED card variant costs ₹999 + GST

01Rewards

Apple, Amazon, Flipkart, Zomato, BigBasket, CheQ Travel & bills via CheQ24 points per ₹200
Listed online, food, grocery & travel brands10 points per ₹200
CheQ UPI (RuPay)5 points per ₹200
Other spends2 points per ₹200

Redemption: Up to ₹0.50/point on flights, hotels & shopping; ₹0.25 on bill payments.

02Fees, benefits & charges

Fee waiver
Listed as lifetime free (LED version has a one-time fee)
Airport lounges
No lounge access
Forex markup
3.49%
Fuel
1% surcharge waiver up to ₹150
No rewards on
Wallet, jewellery, rent, insurance, education, government, fuel, EMI, gaming

03Highlights & watch-outs

Highlights

  • India’s first LED credit card (launched Apr 2026)
  • High rate on everyday apps
  • Dual Visa + RuPay setup

Watch out for

  • New card — terms may change
  • Best value needs redemption on travel/shopping

Suits: App-first users who pay bills and shop through CheQ.

04FAQs

What is the annual fee of the CheQ AU Small Finance Bank Credit Card?
The CheQ AU Small Finance Bank Credit Card is lifetime free — there is no joining or annual fee.
Does the CheQ AU Small Finance Bank Credit Card offer airport lounge access?
No lounge access
What is the forex markup on the CheQ AU Small Finance Bank Credit Card?
The foreign currency markup is 3.49%.
Which spends don’t earn rewards on the CheQ AU Small Finance Bank Credit Card?
Wallet, jewellery, rent, insurance, education, government, fuel, EMI, gaming.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
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