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BOBCARD Etihad Guest Credit Cards
BOBCARD

BOBCARD Etihad Guest Credit Cards

Earn Etihad Guest Miles + 0% forex on the Premium variant

Joining fee₹5,000 + GST
Annual fee₹5,000 + GST
NetworkVisa
Forex markup0%
LoungeYes
Best forTravel
Apply on issuer site Compare
Details checked October 2026 · Premium ₹5,000 + GST; standard variant ₹2,500

01Variants

VariantFeeKey difference
Etihad Guest Premium₹5,000 + GST6/2 Miles per ₹100, 0% forex, lounges
Etihad Guest₹2,500 + GST3/1 Miles per ₹100, 1% forex

02Rewards

Etihad Airways bookings (Premium)6 Etihad Guest Miles per ₹100
Other spends (Premium)2 Miles per ₹100
Standard variant3 Miles per ₹100 on Etihad, 1 Mile elsewhere

Redemption: Miles move to Etihad Guest after each statement — for flights, upgrades and partner awards.

03Fees, benefits & charges

Fee waiver
Premium: renewal waived on ₹5 lakh annual spend
Welcome benefit
Premium: 15,000 Miles on ₹50,000 spend within 65 days (offer till 15 Nov 2026)
Milestones
24,000 Miles on ₹12 lakh annual spend, plus monthly and quarterly bonuses
Airport lounges
Premium: 12 domestic + 8 international visits a year
Forex markup
0% on Premium (1% on standard)
Fuel
No miles on fuel
No rewards on
Fuel, rent, insurance, telecom, education, government, wallet loads

04Highlights & watch-outs

Highlights

  • Complimentary Etihad Guest Silver (upgradeable to Gold)
  • Zero forex markup on Premium
  • Strong milestone bonuses

Watch out for

  • Miles only usable with Etihad Guest
  • Best for people who fly Etihad or its partners

Suits: Travellers to the Gulf, Europe or the US via Abu Dhabi.

05FAQs

What is the annual fee of the BOBCARD Etihad Guest Credit Cards?
The annual fee is ₹5,000 + GST, and the joining fee is ₹5,000 + GST. Premium: renewal waived on ₹5 lakh annual spend
Does the BOBCARD Etihad Guest Credit Cards offer airport lounge access?
Premium: 12 domestic + 8 international visits a year
What is the forex markup on the BOBCARD Etihad Guest Credit Cards?
The foreign currency markup is 0% on Premium (1% on standard).
Which spends don’t earn rewards on the BOBCARD Etihad Guest Credit Cards?
Fuel, rent, insurance, telecom, education, government, wallet loads.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
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