Axis Bank
Axis Bank Neo Credit Card
Monthly discounts on Zomato, Blinkit, Paytm bills & movies
Joining fee₹250 + GST
Annual fee₹250 + GST
NetworkVisa / RuPay
Forex markup3.5%
LoungeNone
Best forEveryday spends
Details checked October 2026 · Often issued lifetime free through select channels
01Rewards
| Zomato | ₹120 off on orders of ₹499+, twice a month |
| Blinkit | 10% off up to ₹250 a month (min. ₹750) |
| Utility bills on Paytm | 5% off up to ₹150 a month |
| BookMyShow movies | 10% off up to ₹100 a month (needs ₹25,000 spend in the past 3 months from 1 Nov 2026) |
| Other spends | 1 EDGE point per ₹200 |
Redemption: EDGE Reward Points worth about ₹0.20 each.
02Fees, benefits & charges
- Fee waiver
- No spend-based waiver (lifetime free on some offers)
- Welcome benefit
- 100% cashback up to ₹300 on the first utility bill within 30 days
- Airport lounges
- No lounge access
- Forex markup
- 3.5%
- Fuel
- No fuel surcharge waiver
- No rewards on
- Rent, wallet loads, fuel, utilities, government, insurance, education, EMI, tolls, gift cards
03Highlights & watch-outs
Highlights
- Useful monthly discounts on everyday apps
- Low fee
- RuPay variant for UPI
Watch out for
- Very low base reward rate
- Value depends on using the monthly offers
Suits: Young users who order on Zomato and Blinkit.
04FAQs
What is the annual fee of the Axis Bank Neo Credit Card?
The annual fee is ₹250 + GST, and the joining fee is ₹250 + GST. No spend-based waiver (lifetime free on some offers)
Does the Axis Bank Neo Credit Card offer airport lounge access?
No lounge access
What is the forex markup on the Axis Bank Neo Credit Card?
The foreign currency markup is 3.5%.
Which spends don’t earn rewards on the Axis Bank Neo Credit Card?
Rent, wallet loads, fuel, utilities, government, insurance, education, EMI, tolls, gift cards.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
0 selectedCompare