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Axis Bank Horizon Credit Card
Axis Bank

Axis Bank Horizon Credit Card

5 EDGE Miles per ₹100 on airlines + lots of lounge visits

Joining fee₹3,000 + GST
Annual fee₹3,000 + GST
NetworkVisa / Mastercard
Forex markup3.5%
LoungeYes
Best forTravel
Apply on issuer site Compare
Details checked October 2026

01Rewards

Axis Travel EDGE & direct airline bookings5 EDGE Miles per ₹100
Everything else (incl. hotels & OTAs)2 EDGE Miles per ₹100

Redemption: Transfer to airline & hotel partners — most at 1:1, a few (BA, Qatar, Accor, IndiGo) at 2:1.

02Fees, benefits & charges

Fee waiver
No spend-based fee waiver
Welcome benefit
5,000 EDGE Miles on a ₹1,000 transaction within 30 days
Milestones
1,500 EDGE Miles on every anniversary from year two
Airport lounges
Up to 32 domestic (8/quarter) + 8 international visits a year
Forex markup
3.5%
Fuel
1% surcharge waiver, capped at ₹400/month
No rewards on
Rent, fuel, utilities, insurance, education, government, wallet loads, tolls, gift cards

03Highlights & watch-outs

Highlights

  • 1:1 transfers to many airline partners
  • Very generous lounge allowance
  • Simple, uncapped earn

Watch out for

  • No fee waiver
  • Marriott removed as a partner in April 2026
  • Annual transfer caps apply

Suits: Frequent domestic flyers who like to transfer miles to airlines.

04FAQs

What is the annual fee of the Axis Bank Horizon Credit Card?
The annual fee is ₹3,000 + GST, and the joining fee is ₹3,000 + GST. No spend-based fee waiver
Does the Axis Bank Horizon Credit Card offer airport lounge access?
Up to 32 domestic (8/quarter) + 8 international visits a year
What is the forex markup on the Axis Bank Horizon Credit Card?
The foreign currency markup is 3.5%.
Which spends don’t earn rewards on the Axis Bank Horizon Credit Card?
Rent, fuel, utilities, insurance, education, government, wallet loads, tolls, gift cards.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
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Axis Horizon₹3,000 + GST
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