Axis Bank
Flipkart Axis Bank Credit Card
7.5% on Myntra, 5% on Flipkart & Cleartrip
Joining fee₹500 + GST
Annual fee₹500 + GST
NetworkVisa / Mastercard
Forex markup3.5%
LoungeNone
Best forEveryday spends
Details checked October 2026
01Rewards
| Myntra | 7.5% cashback, capped at ₹4,000 per quarter |
| Flipkart & Cleartrip | 5% cashback, each capped at ₹4,000 per quarter |
| Preferred merchants incl. Swiggy | 4% cashback |
| Other spends | 1% cashback |
Redemption: Cashback is credited to your statement.
02Fees, benefits & charges
- Fee waiver
- Renewal waived on ₹3.5 lakh annual spend
- Welcome benefit
- Welcome benefits worth ~₹250 on first spend
- Airport lounges
- No lounge access (removed June 2025)
- Forex markup
- 3.5%
- Fuel
- 1% surcharge waiver on ₹400–₹4,000, capped at ₹400/cycle
- No rewards on
- Utilities, education, rent, wallet loads, government, insurance, fuel, EMI, gold & jewellery, tolls, gift cards; spends under ₹100
03Highlights & watch-outs
Highlights
- High return on Myntra and Flipkart
- Low ₹500 fee
- Plain cashback — no points
Watch out for
- Quarterly caps per merchant
- No lounge access
- High ₹3.5 lakh fee waiver
Suits: Regular Flipkart, Myntra and Cleartrip shoppers.
04FAQs
What is the annual fee of the Flipkart Axis Bank Credit Card?
The annual fee is ₹500 + GST, and the joining fee is ₹500 + GST. Renewal waived on ₹3.5 lakh annual spend
Does the Flipkart Axis Bank Credit Card offer airport lounge access?
No lounge access (removed June 2025)
What is the forex markup on the Flipkart Axis Bank Credit Card?
The foreign currency markup is 3.5%.
Which spends don’t earn rewards on the Flipkart Axis Bank Credit Card?
Utilities, education, rent, wallet loads, government, insurance, fuel, EMI, gold & jewellery, tolls, gift cards; spends under ₹100.
ⓘBefore you apply: fees and rewards above were checked in October 2026 from issuer pages and public sources. Banks can change terms at any time — the issuer’s application page is the final word. Approval depends on the bank’s own checks.
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